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You agree to use this Website only for lawful purposes and in a way that does not infringe on the rights of or restrict the use of this Website by others.

You may not:

• Use the Website for any fraudulent or unlawful purpose

• Attempt to gain unauthorized access to any part of the Website

• Introduce any viruses or harmful code

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The information provided on this Website is for general informational purposes only and is not intended as accounting, tax, legal, investment, or other professional advice. Always consult with a qualified professional who understands your specific situation before making financial decisions.

Use of this Website or communication with AOI Financial, Inc. through this Website does not establish a client relationship unless a formal agreement is signed.

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All client relationships with AOI Financial, Inc. are governed by written service agreements. Nothing on this Website shall be interpreted as a guarantee of results or services until such agreements are executed.

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All content on this Website, including text, graphics, logos, videos, downloads, and other material, is the property of AOI Financial, Inc. and protected by U.S. copyright, trademark, and intellectual property laws.

You may not copy, reproduce, modify, distribute, or display any part of this Website without prior written consent from AOI Financial, Inc.

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This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Visiting any third-party sites is at your own risk.

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To the fullest extent permitted by law, AOI Financial, Inc. shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Website or any services provided through it.

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The Website is provided “as is” and “as available,” without warranties of any kind. We do not guarantee that the Website will be secure, error-free, or free of viruses or other harmful components.

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We may revise these Terms at any time by updating this page. Continued use of the Website after changes are posted means you accept the updated Terms. You are encouraged to review this page regularly.

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These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict of law principles. Any disputes arising out of your use of the Website shall be resolved in the state or federal courts located in Virginia.

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If you have any questions about these Terms, please contact us at:

AOI Financial, Inc.
Email: [Insert Contact Email]
Website: www.aoifinancial.com